Pricing & FAQ

Absolutely nothing upfront. We work strictly on a contingency basis. This means we only get paid a small percentage of the money we successfully recover for you. If we don't win your case, you owe us $0. Our fee is deducted from the settlement amount, never out of your pocket.

Most standard cases are resolved within 7-14 business days after we submit your claim. Complex cases involving litigation or large commercial claims may take 30-60 days. We will give you a realistic, transparent timeline during your free consultation.

That is exactly what we specialize in. Insurance companies deny legitimate claims every day, hoping people will give up. We know how to appeal denials, cite specific state insurance laws, and often recover even MORE than the original claimed amount.

Yes! Most states have statutes of limitations ranging from 1 to 3 years from the date of the incident or denial. This is why you should act now. Don't wait and potentially lose your right to recover money that is rightfully yours.

In the vast majority of cases, no. Fighting for a refund or appealing a denied claim is your legal right. For health and life insurance, it has zero impact on rates. For auto/home, since we are often recovering money for things that weren't your fault, it typically does not negatively affect your record.

To start your free review, we ideally need:

• Your insurance policy number.
• The denial letter or Explanation of Benefits (EOB), if you have one.
• Any correspondence you've had with the insurer.

Don't worry if you don't have everything organized—we can help you gather what's needed!